When creating a strategy for your financial future, you generally face a tradeoff between risk and reward.

A fixed index annuity offers protection against downside risk, and the opportunity to participate in the upside of indices.

MARKETSEVEN INDEX from EquiTrust Life Insurance Company ® gives you the benefits when markets are rising, and protection when they’re fluctuating. Two multi-asset, risk-controlled index options provide an extra level of diversification. Plus, there are tax advantages to owning a fixed annuity.

MARKETSEVEN INDEX enables you to:
– Lock in index gains
– Avoid market losses – guaranteed

When the Market is Up…You’re Up!
When it’s Down …You’re Not!

MARKETSEVEN INDEX annuity never exposes your principal to market risk. You share only in index gains…not the losses. And you benefit from tax-deferred earnings, withdrawal privileges2 and built-in guarantees – all without investing directly in the stock market.
You may choose among several accounts. The 1-Year Interest Account earns a traditional interest rate, and a variety of Index Accounts that earn credits based on changes in either the S&P 500®3 or custom, risk- controlled indices: Barclays Focus50 IndexTM4 and the S&P MARC 5% Excess Return Index.3
On appropriate contract anniversaries, “index credits” are determined on Index Accounts and applied to your contract’s current Accumulation Value. If your selected index continues steady growth, your Accumulation Value grows. If the index declines, your Accumulation Value is simply unchanged from the preceding period’s Accumulation Value.
At the end of the surrender charge period, you have access to your contract’s full Accumulation Value with no surrender charges; as an added benefit, you are guaranteed an Accumulation Value no less than 107% of your premiums less withdrawals. However, by leaving your money in MARKETSEVEN INDEX beyond the surrender charge period, you continue to earn interest and index credits on a tax-deferred basis.

For more information Click Here for the MARKETSEVEN brochure.

Barclays Focus50 Index™

  • On all four index annuities
  • Low-volatility U.S. Stocks/ U.S. Treasury Indices
  • Exclusive to EquiTrust

Video for Barclays Focus50 Index™ Click Here

S&P MARC 5% Excess Return Index

  • On MarketValue Index and MarketSeven Index
  • Equities, commodities/gold, and fixed income
  • Popular among several carriers

Video for S&P MARC 5% Excess Return Index Click Here

EquiTrust also has 2 excellent life products – WealthMax Bonus Life and the WealthHorizon Life

WealthMax Bonus Life –

Index-Linked Life Insurance for Accumulation Potential and Wealth-Transfer Objectives Features a 5% Premium Bonus and Return of Premium Guarantee

WealthMax Bonus Life enables you to:

    • Earn attractive index-linked credits while avoiding value declines
    • Grow your estate for a tax-advantaged transfer to heirs
    • Access living benefits in case of certain medical conditions
    • Take penalty-free withdrawals after the first year
    • Surrender your policy at any time and receive full premium payment less any withdrawals
    • Provide an income-tax-free death benefit to beneficiaries

Do you seek a secure financial foundation with the potential to grow at index-linked rates? Are you concerned about liquidity to cover expenses in the future?

As you continue to build for a secure financial future, some key priorities likely include:

  • accumulation potential while minimizing downside risk,
  • access to funds, particularly in the event of unexpected medical issues, and
  • providing for loved ones in the event of death

WealthMax Bonus Life is a life insurance policy designed to provide guarantees. It provides important protection against unexpected events as well as assurance on death-benefit amounts and against policy lapse.

Click Here for a WealthMax Bonus Life brochure.

WealthHorizon Life

Index-Linked Life Insurance for Accumulation Potential and Wealth-Transfer Objectives Features Competitive Rates for Long-Term Growth

Do you seek a secure financial foundation with the potential to grow at index-linked rates? Are you concerned about liquidity to cover expenses in the future?

As you continue to build for a secure financial future, some key priorities likely include

  • accumulation potential while minimizing downside risk,
  • access to funds, particularly in the event of unexpected medical issues, and
  • providing for loved ones in the event of death

WealthHorizon Life enables you to:

  • Earn attractive index-linked credits while avoiding value declines
  • Grow your estate for a tax-advantaged transfer to heirs
  • Access living benefits in case of certain medical conditions
  • Take penalty-free withdrawals after the first year
  • Provide an income-tax-free death benefit to beneficiaries

WealthHorizon Life is a life insurance policy designed to provide guarantees. It provides important protection against unexpected events as well as assurance on death-benefit amounts and against policy lapse.

Click Here for a WealthHorizon Life brochure

For more information on any of the products from EquiTrust, just Click Here and one of our representatives will contact you