What is a Certified Financial Fiduciary® (CFF)?
Finding a financial professional you can trust is key to achieving a successful retirement. By choosing to work with a Certified Financial Fiduciary®, you can be confident that your best interests will always come first. A CFF is required by law to act in the best interest of and with individual loyalty to the client.
What is a Fiduciary? Why should I use one?
Federal pension and tax law protect investors by imposing fundamental standards on their investment advisors. Individuals and firms that are held to these standards are called “fiduciaries”. The department of labor (DOL) states that fiduciaries are required to act impartially and provide advice that is in their clients’ best interest. Additionally, fiduciaries are not permitted to receive payments creating conflicts of interest unless they comply with certain conditions of exemption that minimize the effects of a conflict. Choosing a Certified Financial Fiduciary® as your advisor is important because, under the DOL’s regulatory package, the CFF Code of Conduct, and the strict guidelines of the National Association of Certified Financial Fiduciaries (NACFF) they are required to give you advise that is in your best interest, not their own.